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✦ For Florida Buyers

Buy Your Next Florida Home — And Get Cash Back at Closing.

Guided every step of the way, with Florida-licensed broker support whenever you need it. Up to 1.5% of the purchase price comes back to you when we close.

Start Your Search — Any Florida Address, City, or ZIP
Free to use · No credit card · No obligation
Florida statewide MLS access
Licensed Florida broker on your side
Up to 1.5% cash back at closing

Get credit back. Represent yourself smarter.

In a normal Florida transaction the seller pays the buyer's agent a cooperating commission, usually somewhere between 2.5% and 3% of the purchase price. Most buyer's agents pocket all of it. We pocket a small slice to cover broker time — and rebate the rest straight to you.

Step 1

Seller pays the cooperating commission

At closing, the listing brokerage pays the buyer-side commission — typically 2.5%–3% of the purchase price. This is built into the deal whether you bring an agent or not.

Step 2

We keep up to 1% to cover broker costs

Florida Flat Fee Brokers holds back a small portion (up to 1%) to compensate the licensed broker who writes your offer, negotiates terms, and walks you to the closing table.

Step 3

You get up to 1.5% back in cash

The remaining commission — up to 1.5% of the purchase price — is credited to you at closing. On a $400,000 home that's roughly $6,000 toward closing costs, your down payment, or a check after funding.

Shop. Visit. Offer. Close — and collect.

A clean four-step path from first click to keys in hand, with a real Florida broker pulling the levers behind the scenes.

STEP 1 · SHOP

Browse from anywhere

Find homes on Zillow, Redfin, Realtor.com, Trulia, or right here on our MLS feed. See something you like? Just send us the address — we'll pull the full listing details and current status straight from the Florida MLS.

STEP 2 · VISIT

Tour on your schedule

Pick the homes you actually want to walk through. We'll book showings around your calendar, line up open houses in the neighborhood, or run a live video tour if you can't make it in person.

STEP 3 · OFFER

Negotiate & submit online

Your licensed broker pulls fresh comps, advises on price and terms, and writes the offer with you. Everything signs online — no chasing forms. We negotiate hard on price, repair credits, and contingencies.

STEP 4 · CLOSE

Close online · collect rebate

Track inspections, appraisal, and closing milestones in one dashboard. At closing your rebate — averaging roughly $5,000–$9,000 on a typical Florida purchase — posts to the settlement statement or arrives as a check after funding.

How much could you pocket?

Slide your target purchase price to see your estimated 1.5% rebate vs. what a traditional buyer's agent would hand back to you (spoiler: $0).

Your purchase price
$
Traditional buyer's agent
$0
Agent keeps the commission
Florida Flat Fee Brokers
$6,375
1.5% cash back to you
Start My Search →

Florida Flat Fee Brokers vs. a traditional buyer's agent.

Same MLS, same legal protections, same licensed broker behind the deal. The difference is who walks away with the buyer-side commission.

Traditional Buyer's Agent Florida Flat Fee Brokers
Cash back at closing $0 — agent keeps it Up to 1.5% of purchase price
Online search assistance Limited to agent's portal Bring any listing from any site
Unlimited property reports Often capped Pull as many as you need
On-demand showings Wait for the agent's calendar Book around yours
24/7 offer management Phone tag during business hours Online dashboard, any hour
Licensed Florida broker support Yes Yes — BK3334936
Pressure to close fast Often (commission-driven) None — flat-fee model

One-stop title & closing

Buyers we represent can close through our trusted partner Atlantic Title Firm — a Florida title agency with competitive title insurance rates, fast settlements, and clear communication from contract to keys. You're always free to pick any title company you prefer.

Service Area

South Florida MLS Coverage

We serve every South Florida market — Miami-Dade through the Treasure Coast.

Click any county to see covered cities and check your address.

Questions buyers ask us most.

How does the 1.5% commission rebate actually work?
When the listing brokerage pays a cooperating commission at closing (commonly 2.5%–3% of the purchase price), we keep the difference up to 1%–1.5% to cover broker time and pass the rest — up to 1.5% — back to you. The rebate appears on the closing statement as a credit, or we cut you a check after funding. Your lender must approve the credit.
Do you help with mortgage pre-approval?

Yes. We can introduce you to vetted Florida lenders, but you're free to use any lender you choose. Sellers almost always want to see a pre-approval letter before they'll accept your offer, so it's smart to line that up before you start touring.

Our in-house lender is Divito Lending — visit them at https://divito-lending.com for fast Florida pre-approvals.

What if I'm relocating to Florida from out of state?
Great — we work with a lot of relocation buyers. We can run video tours, send you neighborhood comparisons, coordinate inspections remotely, and even handle closing by mail or e-sign if you can't fly in. Out-of-state buyers who come to us through a national-broker referral receive 50% of the referral fee we earn from our national partners as a closing credit (instead of the standard 1.5% rebate — referral commissions are structured differently).
Where do you operate?
Florida only — all 6 South Florida counties. From Pensacola to Key West, Miami to Jacksonville, Tampa Bay to the Space Coast, we cover every market in the state. If your target home is on the Florida MLS, we can write the offer.
Is Florida Flat Fee Brokers a real licensed brokerage?
Yes — Florida Flat Fee Brokers is a licensed Florida real estate brokerage, license number BK3334936. Every offer, contract, and closing is handled by a real Florida-licensed broker, not a referral platform or chatbot.
Is there a fee to use Florida Flat Fee Brokers as a buyer?
No. Buyer representation is free to you — the listing brokerage pays the cooperating broker commission at closing. We then rebate up to 1.5% of the purchase price back to you. There's no retainer, no monthly fee, and no obligation.
Will I have a dedicated agent?
Yes. You'll work with the same licensed Florida broker from first showing to closing day — no rotating agents, no call-center handoffs.
Can I see homes listed by other brokerages?
Absolutely. Any home on the Florida MLS — regardless of which brokerage listed it — is a home we can show you, write an offer on, and close on. That includes new construction, foreclosures, short sales, and traditional resales.

Ready to start your search?

Browse Florida MLS — free, no signup. Enter any address, ZIP, or neighborhood and we'll send live listings and your estimated rebate.

Browse Florida MLS — free, no signup.